Award-Winning, Flexible
SPORTS TEAM INSURANCE
- Insurance for Sports Teams
- Personal Liability for Sports Team
- Instant quotes available online


What does Sports Team Insurance cover?
Our Sports Team Insurance is an annual policy that provides Personal Liability and Personal Accident cover whilst your team is playing in a match or training. Personal Liability can cover your legal liability resulting from accidents causing death, bodily injury or property damage to a third party. Personal Accident, on the other hand, is designed to provide some financial protection for your team members against accidental injury which results in medical treatment, such as physiotherapy. See policy Wording to see exactly what is covered within our Sports Team Insurance.
1. Travel Insurance Bolt-On
Our Activity TopUp policy is best suited if you have a travel insurance policy with another provider, such as your bank, but it does not include cover for your chosen activity. We can provide a bolt-on style insurance to cover you in these one-off situations.
2. Travel Insurance
If you are travelling abroad to play in a sport, we offer a travel insurance policy that will cover medical expenses should you get injured whilst playing. It will also provide a range of other benefits including trip cancellation cover and equipment protection.
3. Sports Accident Insurance
Our Sports Accident Insurance is designed to protect you for cycling in the UK. Our policy provides a range of benefits including cover for serious injury, and if selected, will include income protection.
Our claims record
HIGHEST PAID CLAIM
£174,984.64
FOR AN INSURANCE CLAIM**
AVERAGE PAY OUT
£1,295.07
FOR EACH INSURANCE CLAIM**
OUR AVERAGE CLAIMS RATING
4.9/5
ACCORDING TO OUR FEEFO SCORE***
Get an instant quote for Sports Team Insurance
Join thousands of sports enthusiasts who choose us every year
Or Call us on 01494 484800
Why choose us
30 Years Experience
We have been providing tailored Sports Insurance policies for over 30 years, and today protect more than 57,000 customers a year.
Professional Claims Handling
We work with leading claims handlers to make sure our customers experience a prompt and professional service when making a claim.
Underwritten by Experts
We’re pleased to offer tailored cover from AXA XL, a leading provider of insurance in the sports and leisure industry.
UK Based Customer Service Team
Our highly experienced Sales team are available to help support you with any questions that you might have.
5-Star Customer Service Rating
Thousands of happy customers have awarded us a 5-star customer service score on the independent feedback platform, Feefo.
500+ Sports Covered
Being a specialist in Sports Insurance, we provide cover for over 500 different sports & activities, far more than many other providers.
What makes our policy different?
Selecting the right Sports Team Insurance policy can be hard. That is why we have created a six level policy to suit the needs of your sports team.
We have been providing insurance to amateur sports enthusiasts for over 30 years, meaning we have extensive experience in knowing what the insurance requirements of a local sports team might be.

Why do you need Sports Team Insurance?
Whilst some sports are riskier than others in terms of accidents occuring, it is nevertheless advisable to consider taking out a sports team insurance policy.
Should the unfortunate happen and a member of the team does get injured whilst playing, there is a possibility that he or she would benefit financially from having a sports team insurance in place. We provide all the information you need about our policy for you to make an informed decision on whether taking out insurance for your sports team is the best thing to do.
Frequently Asked Questions
Yes, the Activity TopUp provides protection in conjunction with your existing travel insurance, you will be covered whilst taking part in your sport or activity. Any claims unrelated to your sport you will need to refer to your existing travel insurance provider. You will be asked for details of your travel insurance provider on the following page, all we need to know is the name of the insurance company.
Yes. Activity TopUp can be bought before or during your trip providing you have general travel insurance in place. You can take it out for a single day or multiple days as required. Your documents will be emailed to you instantly after purchase.
Yes, medical conditions do not affect your premium. You will need to declare any medical conditions, injuries or treatment within the last two years and this is then referred to the underwriters who will assess any special terms.
Our policies will cover anyone up to the age of 74 at the time of purchase. An applicant aged 75 or over cannot be covered.
* 10% online discount applies to our Sports Travel Insurance and Activity TopUp policies only.
** Data relates to all SportsCover Direct Insurance claims from Jan 2010 to Dec 2024 inclusive.
*** Feefo rating relates to all SportsCover Direct Insurance claims review score from Jan 2024 to Dec 2024 inclusive. Feefo score rounded up to 1 decimal place.