Award-Winning, Flexible
WALKING INSURANCE
- Worldwide Protection for walking
- Includes walking peaks up to 7,000m
- UK's leading sports insurance provider
Our Walking Insurance policy options
Put simply, we offer three different policy options…
1. Travel Insurance
Our Sports Travel Insurance will cover you whilst walking abroad for leisure or competition, and includes cover for medical and repatriation costs, trip cancellation and curtailment, plus more.
2. Travel Insurance Bolt-On
If you have an existing travel insurance policy in place with another provider such as your bank but it does not include cover for walking we can provide a bolt-on style of protection for your trip.
3. Sports Accident
Our Sports Accident Insurance is designed to protect you whilst walking in the UK, whether that be for leisure or competition. The policy provides a range of benefits including personal liability and income protection.
Our claims record
HIGHEST PAID CLAIM
£174,984.64
FOR AN INSURANCE CLAIM**
AVERAGE PAY OUT
£1,295.07
FOR EACH INSURANCE CLAIM**
OUR AVERAGE CLAIMS RATING
4.9/5
ACCORDING TO OUR FEEFO SCORE***
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Why choose us
30 Years Experience
We have been providing tailored Sports Insurance policies for over 30 years, and today protect more than 57,000 customers a year.
Professional Claims Handling
We work with leading claims handlers to make sure our customers experience a prompt and professional service when making a claim.
Underwritten by Experts
We’re pleased to offer tailored cover from AXA XL, a leading provider of insurance in the sports and leisure industry.
UK Based Customer Service Team
Our highly experienced Sales team are available to help support you with any questions that you might have.
5-Star Customer Service Rating
Thousands of happy customers have awarded us a 5-star customer service score on the independent feedback platform, Feefo.
500+ Sports Covered
Being a specialist in Sports Insurance, we provide cover for over 500 different sports & activities, far more than other providers.
What is Walking Insurance?
Whether you are taking a self-guided Coast to Coast walking holiday or exploring Kilimanjaro on a more epic trek, our Walking Insurance policy can provide you with a comprehensive cover
It is designed to protect you for non technical up to 7,000 meter ascents (where no climbing equipment is planned to be used, except in an emergency) both in the UK and abroad.
Individuals, families and groups travelling abroad can take advantage of our Sports Travel Insurance policy for walking which will cover them for medical expenses, repatriation and where required, baggage and equipment.
If you are planning a walking challenge in the UK, our Sports Accident Insurance would be better suited providing personal accident, broken bones and physiotherapy costs as standard, as well as including the option to add on income protection.
Why do you need Walking Insurance?
Walking, including both fell and hill walking is generally considered less strenuous than trekking or climbing, due to the flatter landscapes. It is also classified as less risky.
Walking, however does carry it’s element of danger, largely dependent on the location of the walk itself. Common injuries can include trips and falls as well as twists and sprains, often as a result of walking on uneven terrain.
Therefore, we still recommend that suitable walking insurance is purchased for protection against potential injury.
Frequently Asked Questions
Standard travel insurance policies will most likely cover walking activities, however it’ll be probably to a maximum altitude of 2,500m. You will be covered for a simple walk or scrambles along recognised walking routes. This means that you will not be covered for any walking or ascents above 2,500m or walking involving ropes, crampons or ice axes. If you plan to go above 2,500m, please select “Walking – up to 4,500m” or “Walking – up to 7,000m”.
Our Sports Travel Insurance policy provides up to £5,600 worth of equipment cover. This add-on not only protects your own equipment, but also any equipment you hire during your trip. It also covers your walking equipment in transit to and from your destination.
Yes, Walking Travel Insurance can be taken out even if you have a medical condition. You will need to declare any medical conditions, injuries or treatment within the last two years, and this is then referred to the underwriters who will assess any special terms.
Our policies will cover anyone up to the age of 74 at the time of purchase. An applicant aged 75 or over cannot be covered.
* 10% online discount applies to our Sports Travel Insurance and Activity TopUp policies only.
** Data relates to all SportsCover Direct Insurance claims from Jan 2010 to Dec 2024 inclusive.
*** Feefo rating relates to all SportsCover Direct Insurance claims review score from Jan 2024 to Dec 2024 inclusive. Feefo score rounded up to 1 decimal place.
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