Award-Winning, Flexible
TOUGH MUDDER™ INSURANCE
- Cover for Tough Mudder events
- Worldwide Protection available
- UK's leading sports insurance provider
Our Tough Mudder Insurance policy options
Put simply, we offer three different policy options…
1. Travel Insurance
Our Sports Travel Insurance will cover you whilst participating in a Tough Mudder event abroad and includes cover for medical and repatriation costs, trip cancellation and curtailment, plus more.
2. Travel Insurance Bolt-On
If you have an existing travel insurance policy in place with another provider such as your bank but it does not include cover for Tough Mudder events, we can provide a bolt-on style of protection for your trip.
3. Sports Accident Insurance
Our Sports Accident Insurance is designed to protect you whilst participating in Tough Mudder events in the UK. The policy provides a range of benefits including personal liability and income protection.
Our claims record
HIGHEST PAID CLAIM
£174,984.64
FOR AN INSURANCE CLAIM**
AVERAGE PAY OUT
£1,295.07
FOR EACH INSURANCE CLAIM**
OUR AVERAGE CLAIMS RATING
4.9/5
ACCORDING TO OUR FEEFO SCORE***
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Why choose us
30 Years Experience
We have been providing tailored Sports Insurance policies for over 30 years, and today protect more than 57,000 customers a year.
Professional Claims Handling
We work with leading claims handlers to make sure our customers experience a prompt and professional service when making a claim.
Underwritten by Experts
We’re pleased to offer tailored cover from AXA XL, a leading provider of insurance in the sports and leisure industry.
UK Based Customer Service Team
Our highly experienced Sales team are available to help support you with any questions that you might have.
5-Star Customer Service Rating
Thousands of happy customers have awarded us a 5-star customer service score on the independent feedback platform, Feefo.
500+ Sports Covered
Being a specialist in Sports Insurance, we provide cover for over 500 different sports & activities, far more than other providers.
Do I need tough mudder insurance?
Tough Mudder events fall under sports group 2, out of 7 sports groups, with group 7 sports being considered the highest risk. However, it is worth bearing in mind that all endurance sports have an inherent risk associated with them.
For those taking part in the UK, our Sports Accident Insurance will be better suited to you. Providing cover for incidents such as broken bones, physiotherapy costs and personal liability, with optional income protection available, should an injury prevent you from working.
If you are planning to take part in an event abroad, our Sports Travel Insurance is more suitable. Designed to protect you from a range of risks, from medical care if you sustain an injury or become ill, to cover for lost luggage or trip cancellation.
What does our Tough Mudder Insurance cover?
Here are the main benefits of our Sports Accident cover for Tough Mudder events:
- Permanent disablement
- Accidental death
- Broken bones
- Physiotherapy Fees
- Optional income protection
Frequently Asked Questions
Your standard travel insurance policy may not cover tough mudder or similar events. Our Sports Travel Insurance is specifically designed to cover over 500 high risk activities such as bungee jumping, skateboarding, ski-acrobatics and many more.
Our policies will cover anyone up to the age of 74 at the time of purchase. An applicant aged 75 or over cannot be covered.
Yes, our Tough Mudder Insurance can generally be taken out even if you have a medical condition. We can almost always offer cover at no extra cost, but occasionally our underwriters may apply special terms if you subsequently needed to make a claim relating to your condition.
* 10% online discount applies to our Sports Travel Insurance and Activity TopUp policies only.
** Data relates to all SportsCover Direct Insurance claims from Jan 2010 to Dec 2024 inclusive.
*** Feefo rating relates to all SportsCover Direct Insurance claims review score from Jan 2024 to Dec 2024 inclusive. Feefo score rounded up to 1 decimal place.
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