ROCK CLIMBING
INSURANCE

Standard travel insurance policies do not generally cover rock climbing. Our Sports Travel Insurance is specifically designed to cover over 500 high risk activities such as bungee jumping, skateboarding, ski-acrobatics and many more.

By choosing our Rock Climbing Insurance, you will be covered for bouldering, sport climbing, via ferrata, trad climbing, multi-pitch climbing indoors and outside up to 7,000m, and any other sports listed in the same or lower groups. You can search for your specific activity in our sports travel group list.

Our Sports Travel Insurance policy provides  up to £5,600 worth of equipment cover, this add-on not only protects your equipment but also any equipment you hire during your trip. It also covers your rock climbing equipment in transit to and from your destination.

Yes, our Rock Climbing Travel Insurance can generally be taken out even if you have a medical condition. We can almost always offer cover at no extra cost, but occasionally our underwriters may apply special terms if you subsequently needed to make a claim relating to your condition.

You are required to declare any pre-existing medical conditions at the time of buying travel insurance for rock climbing. The conditions that must be declared include any hospitalisations, investigations, or treatments for conditions such as cardiovascular, cerebrovascular, or autoimmune diseases, cancer, serious or terminal illnesses, scheduled treatments or surgeries, mental health issues, and any conditions that might necessitate medical attention during the trip. Cover may be subject to special terms or exclusions based on these declarations.

Our policies will cover anyone up to the age of 74 at the time of purchase. An applicant aged 75 or over cannot be covered.

Yes, indoor climbing is covered alongside outdoor climbing as standard in our policy.

Yes, competitive climbing is included in our rock-climbing insurance coverage.

Yes, the policy provides coverage for climbing abroad, subject to the geographical zones selected in the policy. Ensure that your selected zone includes your travel destination

Yes, search & rescue cover is included, ranging from £15,000 to £50,000 depending on the level of cover you take out with us.

No, you do not need to provide information with regards to your climbing experience or expertise when purchasing rock climbing travel insurance.

Cancellation and curtailment cover is included as standard in our insurance for rock climbing – if you have to cut short or delay a pre-booked trip as a result of specified causes such as your death, injury, illness or redundancy, or that of your relative, partner, fiancé(e), business colleague or any person with whom you had arranged to travel, or where subsequent to booking your trip the FCDO change their advice to advise against all travel, or against all but essential travel at the commencement of, or during your trip. At the earliest opportunity you will need to contact the claims handlers so the incident can be logged, the claim reviewed and processed.

Yes, our rock-climbing insurance policy excludes professional sports and travel to regions advised against by the Foreign, Commonwealth & Development Office (FCDO).

For further information on exclusions, please refer to our policy wording document, which is available when you start a quote.

No, free climbing is excluded as an activity.

Yes, bouldering is also covered under your policy, for the benefits listed.

Yes, provided you take reasonable precautions to avoid unnecessary risks during the activity and follow local advice.

You are covered for different levels of climbing difficulty provided you take reasonable precautions to avoid unnecessary risks and follow local advice.

No, you will need to extend you policy to include ice climbing, which will increase the cost of your premium.

Yes, you are covered to climb with a guide.

In terms of countries you can travel to you will need to follow any advice from the Foreign Office. If there are restrictions to certain countries, you will not be covered to travel there. For more regional climbing areas you should follow local advice. If you don’t follow restrictions advised by local authorities it could invalidate your insurance.

If you sustain an injury, whilst climbing abroad and require medical treatment, this can be covered under medical expenses.

Depending on the specifics of alpine climbing and mountaineering, you may need to add activities to ensure you have the correct level of cover. For example, if you are mountaineering this activity falls into a higher risk category, which will increase the cost of your policy.

Yes, you can add Via Ferrata as an activity, depending on the specifics of what you’re doing, you might need to increase your premium.

You are covered for climbing in remote locations provided it is 150km from the nearest habitation and you have followed local advice.

Yes, this policy covers theft of your sports equipment and personal effects, to the value of cover you select, provided caveats have been followed. Please refer to policy wording for any endorsements.

Depending on the circumstances; you are covered if you require search and rescue services, provided you have followed local advice on restrictions. There is also cover in the event of an emergency caused by weather, under catastrophe.

If you sustain an injury during training abroad, this will be covered provided it is within the date of your policy. If an injury causes you to cancel a climbing trip, this can also be covered under your travel policy.

It will depend on your injury. Any pre-existing conditions will need to be declared when you purchase your policy for them to be considered for cover.