Award-Winning, Flexible
OPEN WATER SWIMMING INSURANCE
- Open Water Swimming with a support boat
- Cover for Medical Expenses & Repatriation
- UK's Leading sports insurance provider
Our Open Water Swimming Insurance policy options
Put simply, we offer three different policy options…
1. Travel Insurance
If you are swimming in open water with a support boat and require cover against the risk of injury, our Sports Travel Insurance will be suited to your needs. Our policy includes cover for medical and repatriation costs, trip cancellation and curtailment, plus more.
2. Travel Insurance Bolt-On
If you already have a travel insurance policy in place with another provider such as your bank but it does not include cover for open water swimming, we can provide a bolt-on style of protection for your trip.
3. Sports Accident Insurance
If you need liability insurance or personal accident cover, our Sports Accident Insurance is available to take out on a single or multi-day term. All of our policies are underwritten by AXA XL and can be purchased online in minutes.
Our claims record
HIGHEST PAID CLAIM
£174,984.64
FOR AN INSURANCE CLAIM**
AVERAGE PAY OUT
£1,295.07
FOR EACH INSURANCE CLAIM**
OUR AVERAGE CLAIMS RATING
4.9/5
ACCORDING TO OUR FEEFO SCORE***
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Why choose us
30 Years Experience
We have been providing tailored Sports Insurance policies for over 30 years, and today protect more than 57,000 customers a year.
Professional Claims Handling
We work with leading claims handlers to make sure our customers experience a prompt and professional service when making a claim.
Underwritten by Experts
We’re pleased to offer tailored cover from AXA XL, a leading provider of insurance in the sports and leisure industry.
UK Based Customer Service Team
Our highly experienced Sales team are available to help support you with any questions that you might have.
5-Star Customer Service Rating
Thousands of happy customers have awarded us a 5-star customer service score on the independent feedback platform, Feefo.
500+ Sports Covered
Being a specialist in Sports Insurance, we provide cover for over 500 different sports & activities, far more than other providers.
What is Open Water Swimming Insurance?
Our Open Water Swimming Insurance will protect you whilst participating in swimming abroad and even in the UK. The only condition is that you must be accompanied by a support boat and the water temperature must be above 5’C.
If you are planning to partake in this activity away from the UK shores, be sure you have Sports Travel Insurance in place. It will help cover you should you suffer an injury or have an accident, need repatriation, lose your luggage, and more.
If you are swimming in home open waters, our Sports Accident Insurance policy can cover you with income protection, personal accident, and personal liability insurance.
Why do you need cover?
Open water swimming is just as the name suggests – swimming in open water. This may be in a lake, a loch, a river or the sea.
Open water swimming normally takes place in controlled environments reducing the riskiness of the sport.
However, like with most activities the chance of injuries arising is still present, and with the mix of low temperatures and water, these risks are increased.
Arranging your personal insurance before taking the plunge is recommended, to ensure that you are fully protected against any eventuality.
Frequently Asked Questions
Yes, unless otherwise stated during the online quote process.
Yes, our Open Water Swimming Insurance can generally be taken out even if you have a medical condition. We can almost always offer cover at no extra cost, but occasionally our underwriters may apply special terms if you subsequently needed to make a claim relating to your condition.
Our policies will cover anyone up to the age of 74 at the time of purchase. An applicant aged 75 or over cannot be covered.
* 10% online discount applies to our Sports Travel Insurance and Activity TopUp policies only.
** Data relates to all SportsCover Direct Insurance claims from Jan 2010 to Dec 2024 inclusive.
*** Feefo rating relates to all SportsCover Direct Insurance claims review score from Jan 2024 to Dec 2024 inclusive. Feefo score rounded up to 1 decimal place.
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