Award-Winning, Flexible

CROSS CHANNEL
SWIMMING INSURANCE

Buy your
Cross Channel Swimming Insurance in minutes

10% OFF ONLINE*

Buy your
Cross Channel Swimming Insurance in minutes

10% OFF ONLINE*

Smart Money People Award for SportsCover Direct
Feefo 2025
4.8/5

Independent Service Rating based on
5047 verified reviews.

Smart Money People Award for SportsCover Direct
Feefo 2025
4.8/5

Independent Service Rating based on
5047 verified reviews.

Our Cross Channel Swimming Insurance policy options

Put simply, we offer three different policy options…

1. Travel Insurance

If you are swimming the channel with a support boat and require cover against the risk of injury, our Sports Travel Insurance will be suited to your needs. Our policy includes cover for medical and repatriation costs, trip cancellation and curtailment, plus more.

2. Travel Insurance Bolt-On

If you already have a travel insurance policy in place with another provider such as your bank but it does not include cover for cross channel swimming, we can provide a bolt-on style of protection for your trip.

3. Sports Accident Insurance

If you need liability insurance or personal accident cover, our Sports Accident Insurance is available to take out on a single or multi-day term. All of our policies are underwritten by AXA XL and can be purchased online in minutes.

Our claims record

HIGHEST PAID CLAIM

£174,984.64

 FOR AN INSURANCE CLAIM**

AVERAGE PAY OUT

£1,295.07

FOR EACH INSURANCE CLAIM**

OUR AVERAGE CLAIMS RATING

4.9/5

ACCORDING TO OUR FEEFO SCORE***

Get an instant quote for Cross Channel Swimming Insurance?

Join thousands of sports enthusiasts who choose us every year

Or Call us on 01494 484800

Why choose us

30 Years Experience

We have been providing tailored Sports Insurance policies for over 30 years, and today protect more than 57,000 customers a year.

Professional Claims Handling

We work with leading claims handlers to make sure our customers experience a prompt and professional service when making a claim.

Underwritten by Experts

We’re pleased to offer tailored cover from AXA XL, a leading provider of insurance in the sports and leisure industry.

UK Based Customer Service Team

Our highly experienced Sales team are available to help support you with any questions that you might have.

5-Star Customer Service Rating

Thousands of happy customers have awarded us a 5-star customer service score on the independent feedback platform, Feefo.

500+ Sports Covered

Being a specialist in Sports Insurance, we provide cover for over 500 different sports & activities, far more than other providers.

What is Cross Channel Swimming Insurance

Our Cross Channel Swimming Insurance is designed to protect you against the financial implications should you get injured whilst swimming the English Channel. 

At SportsCover Direct, we offer Sports Travel Insurance and Sports Accident Insurance  to individuals and groups who wish to undertake the challenge. The only condition is that the cross-channel swim must be with a support boat provided by the Channel Swimming Association or the Channel Swimming and Piloting Federation.

See full benefits and tailor your insurance when you get your quote online.

Cross Channel boat with a flag

Key benefits of our policy

The benefits included in your policy will differ depending on whether you need our Sports Travel or Sports Accident Insurance. If you purchase our Sport Travel Insurance, the following cover will be available in your policy:

  • Emergency Medical Expenses & Repatriation
  • Cancellation & Curtailment 
  • Personal Accident 
  • Personal Liability
  • Activity & Race Entry Fees
  • Sports Equipment Cover


Frequently Asked Questions

Not all travel insurance policies will cover cross channel swimming due to the risks involved. We can protect individuals and groups participating in a cross channel swim (supported by a boat) due to our working relationship with sports and leisure insurance experts, AXA XL. 

Yes, our Cross Channel Swimming Travel Insurance can generally be taken out even if you have a medical condition. We can almost always offer cover at no extra cost, but occasionally our underwriters may apply special terms if you subsequently needed to make a claim relating to your condition.

Our policies will cover anyone up to the age of 74 at the time of purchase. An applicant aged 75 or over cannot be covered.

* 10% online discount applies to our Sports Travel Insurance and Activity TopUp policies only. 

** Data relates to all SportsCover Direct Insurance claims from Jan 2010 to Dec 2024 inclusive.

*** Feefo rating relates to all SportsCover Direct Insurance claims review score from Jan 2024 to Dec 2024 inclusive. Feefo score rounded up to 1 decimal place.

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