WINTER SPORTS TRAVEL INSURANCE

Standard travel insurance policies do not always cover winter sports and activities. Our Winter Sports Travel Insurance is specifically designed to cover over 500 high risk activities such as skiing, dog sledding and ice climbing.

Our Winters Sports Travel Insurance policy provides up to £5,600 worth of equipment cover. This add-on not only protects your own winters sports equipment, but also any gear you hire during your trip. It also covers your winter sports equipment in transit to and from your destination.

Yes, our Winter Sports Travel Insurance can generally be taken out even if you have a medical condition. We can almost always offer cover at no extra cost, but occasionally our underwriters may apply special terms if you subsequently needed to make a claim relating to your condition.

Our policies will cover anyone up to the age of 74 at the time of purchase. An applicant aged 75 or over cannot be covered.

If you only need winter sports cover for a few days, you can opt for 2 different polices.

1. Single trip cover – Sports travel insurance for the dates you need.
2. Activity TopUp cover – If you already have travel insurance but need to add winter sports activities, you can purchase a bolt-on policy to cover you.

If you sustain an injury, whilst participating in a winter sport abroad and require medical treatment, this can be covered under medical expenses.

Yes, you are covered for your sports equipment and personal effects for theft and damage up to the value you select for your policy.

Yes, search and rescue is included in your travel policy.

Yes, if you select your activity with competitions, you are covered. For example, ski racing or snowboard racing. However, we cannot cover professional athletes.

No, we cannot cover professional athletes, we deem a professional to be anyone who makes over £5,000 a year from taking part in a sport or activity. Things like free or discounted accommodation, entry fees, or clothing don’t count as income. Also, anyone who has an employment contract (paid or unpaid), a sports scholarship, or whose main job is doing the sport or activity full-time.

A specialist winter sports policy offers additional protection for the unique risks associated with activities like skiing and snowboarding, both on and off-piste. These types of activities are not always covered, or fully covered, by standard travel insurance.

Our policy can cover a wide range of different winter sports including but not limited to: Skiing (on and off-piste), Snowboarding (on and off-piste), Snowshoeing, Cross-country skiing, Ski Touring, Snowmobiling, ice climbing, heliskiing, Sledding/tobogganing. Some activities will be subject to a larger premium, you can add your activities, when you request a quote.

It’s best to purchase winter sports insurance once you’ve booked your holiday to have full cover for your booking. Otherwise, you should purchase the policy before you travel.

Yes, if you select an annual policy you are covered for multiple trips, for winter sports our policy allows you up to 60 days with our gold cover.

You can select wither Europe, worldwide excluding the USA and Canada or Worldwide

Yes, when you get a quote, you can specify the number of people you need on your policy.

These costs can be covered, for example if you sustain an injury and are no longer able to participate in the activity.