CYCLE TOURING INSURANCE

Not always, some policies will only include cover for recreational cycling. Our policy can cover a large range of cycling activities including road cycling, downhill mountain biking, and cycle touring.

You can insure you bike whilst on holiday by adding equipment cover to your policy. We provide up to £5,600 in equipment cover, which will protect your bike and any related equipment should it get stolen or lost whilst on holiday.   

Yes, our Cycle Touring Insurance can generally be taken out even if you have a medical condition. We can almost always offer cover at no extra cost, but occasionally our underwriters may apply special terms if you subsequently needed to make a claim relating to your condition.

Our policies will cover anyone up to the age of 74 at the time of purchase. An applicant aged 75 or over cannot be covered.

The cost of your cycle touring insurance will depend on the level of cover you require. We can offer bronze, silver and gold cover levels to suit your budget and extent of cover.

Our cycle touring policy will cover your bike under sports equipment, if it’s stolen. You will need to have taken reasonable precaution to secure your bike to ensure it’s covered. During your trip you will also be covered to hire equipment if yours has been stolen so you can still participate in planned activities.

Yes, our cycle touring travel policy covers you should you need to cancel a trip due to serious illness or injury that prevents you travelling.

Under our policy regions are divided into 3 zones Zone 1, 2 and 3. When you get a quote, please specify which zone you will be travelling to ensuring you have selected the right cover.

1. Europe
2. Worldwide (excluding the USA & Canada)
3. Worldwide (including USA & Canada)

If the Foreign Office has advised against travel to a specific country, we are not able to cover you.

An e-bike is covered under cycle touring travel insurance provided the bike meets EACP regulations, maximum travel is 20mph and maximum 250W.

Yes, you are covered to take part in group tours, provided this is within your policy date schedule.

Yes, our Cycle Touring Insurance can cover multi-country cycle tours providing you are staying within the zone selected when taking out the policy.

Yes, emergency medical evacuation is provided within remote areas except in territories not mapped on maps issued by the nearest local authority or in areas more than one-hundred and fifty (150) kilometres from the nearest habitation.

Yes, our Sport Travel Cycle Touring Insurance can cover for cycling equipment under our Specialist Sports Equipment benefit up to £5,600. Please refer to our policy wording booklet for specified exclusions.

Yes, our Specialist Sports Equipment benefit under our Sports Travel policy can provide cover up to £5,600.

We can cover for cycling events or races, please ensure you select the relevant cycling activity when taking out the policy ensuring it does not exclude competitions or events.

Please get in contact with us should you have any questions regarding specific event coverage.

We can cover for expenses incurred as a result of your sustaining an injury, subject to terms, conditions and exclusions of the policy.

Please consult our Sports Travel policy wording or contact us should you require any clarification.

Our Specialist Sports Equipment benefit under our Sports Travel policy can cover for hiring replacement equipment, the value of the damaged equipment or the cost of repair (whichever is less) up to the limit in the policy benefits section of your schedule.

Our Cancellation and Curtailment benefit can cover for injury sustained after the policy was purchased and prior to the start of the trip, subject to terms, conditions and exclusions of the policy wording.

Our Specialist Sports Equipment benefit under our Sports Travel policy can cover for hiring replacement equipment, the value of the damaged equipment or the cost of repair, whichever is less, up to the limit in the policy benefits section of your schedule.

The maximum amount of coverage we can offer under our Specialist Sports Equipment benefit within the Sports Travel policy is £5,600.

Yes, our Cycle Touring Sports Travel and Activity TopUp policies can cover for personal liability claims up to £2,000,000.

Yes, tour duration will have an impact on the number of days we are providing you with cover and possibly the sports group your activity falls within, which will have an effect the policy premium.

Please contact us if you have any tour/event specific questions.