Award-Winning, Flexible
DOWNHILL MOUNTAIN BIKING INSURANCE
- Worldwide Protection available
- Optional Sports Equipment cover
- UK's leading sports insurance provider
Our Downhill Mountain Biking Insurance policy options
Put simply, we offer three different policy options…
1. Travel Insurance
Our worldwide Downhill Mountain Biking Travel Insurance can cover you whilst cycling abroad for leisure or competition, and includes cover for medical and repatriation costs, trip cancellation and curtailment, plus more.
2. Travel Insurance Bolt-On
If you have a travel insurance policy with another provider, such as your bank, but it does not include cover for Downhill Mountain Biking, we can provide a bolt-on style of protection under our Activity TopUp policy.
3. Sports Accident
Our Sports Accident Insurance is designed to protect you for Downhill Mountain Biking in the UK. Our policy provides personal accident, and if selected, can include additional Income Protection.
Our claims record
HIGHEST PAID CLAIM
£174,984.64
FOR AN INSURANCE CLAIM**
AVERAGE PAY OUT
£1,295.07
FOR EACH INSURANCE CLAIM**
OUR AVERAGE CLAIMS RATING
4.9/5
ACCORDING TO OUR FEEFO SCORE***
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Why choose us
30 Years Experience
We have been providing tailored Sports Insurance policies for over 30 years, and today protect more than 57,000 customers a year.
Professional Claims Handling
We work with leading claims handlers to make sure our customers experience a prompt and professional service when making a claim.
Underwritten by Experts
We’re pleased to offer tailored cover from AXA XL, a leading provider of insurance in the sports and leisure industry.
UK Based Customer Service Team
Our highly experienced Sales team are available to help support you with any questions that you might have.
5-Star Customer Service Rating
Thousands of happy customers have awarded us a 5-star customer service score on the independent feedback platform, Feefo.
500+ Sports Covered
Being a specialist in Sports Insurance, we provide cover for over 500 different sports & activities, far more than other providers.
What makes our policy different?
Our Downhill Mountain Biking Insurance will protect you whilst participating in the sport abroad and even in the UK.
If you are setting off overseas, our Sports Travel Insurance will not only cover medical expenses, mountain rescue, and repatriation home, but will also protect any lost, stolen or damaged bike equipment whilst on your trip.
If you are mountain biking in the UK, our Sports Accident Insurance could provide you with a lump sum payment if you suffered a serious injury whilst riding, in addition to other benefits like income protection and personal liability cover.
Make sure to get your Downhill Mountain Biking policy before you hit the mountain trails.
Key benefits of our policy
From covering medical expenses to protecting your bike should it get stolen whilst you’re on holiday, our Downhill Mountain Biking Travel Insurance provides comprehensive cover.
- Emergency Medical Expenses & Repatriation
- Cancellation & Curtailment
- Personal Accident cover
- Personal Liability
- Delayed, lost or stolen baggage
- Activity & Race Entry Fees
- Sports Equipment
Frequently Asked Questions
Our Sports Travel Insurance policy provides up to £5,600 worth of equipment cover as an optional add-on. This not only protects your equipment but also any gear you hire during your trip. It also covers your biking equipment in transit to and from your destination.
Yes, our Downhill Mountain Biking Travel Insurance can generally be taken out even if you have a medical condition. We can almost always offer cover at no extra cost, but occasionally our underwriters may apply special terms if you subsequently needed to make a claim relating to your condition.
Our policies will cover anyone up to the age of 74 at the time of purchase. An applicant aged 75 or over cannot be covered.
* 10% online discount applies to our Sports Travel Insurance and Activity TopUp policies only.
** Data relates to all SportsCover Direct Insurance claims from Jan 2010 to Dec 2024 inclusive.
*** Feefo rating relates to all SportsCover Direct Insurance claims review score from Jan 2024 to Dec 2024 inclusive. Feefo score rounded up to 1 decimal place.
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